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Fast & Trusted Lending Partner

Fast Unsecured
Business Loans
Up to ₹5 Crore

Get collateral-free funding with 48-hour approval. Simple process, transparent terms, and dedicated support for your business growth.

48-Hour Approval
Up to ₹5 Crore
1000+ Satisfied Clients

Quick Capital For Small Business

Qualify in Seconds!

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10+
Years Experience
800+
Businesses Helped
₹250Cr+
Amount Disbursed
32
Industry Awards
WHY CHOOSE US

Our Capabilities

We understand the challenges of growing a business. That's why we've designed our loan process to be fast, simple, and entrepreneur-friendly.

No Collateral Required

Get funded without pledging any assets. Your business potential is your collateral.

48-Hour Approval

Quick decisions mean faster growth. Get approved within 48 hours of application.

Simple Documentation

Minimal paperwork with digital process. Upload documents from anywhere.

Transparent Terms

No hidden charges or surprises. Clear repayment schedules and competitive rates.

MSME Focused

Specialized loan products designed specifically for small and medium businesses.

Flexible Repayment

Choose tenure from 12 to 60 months. Pay as your business grows.

PROCESS

How It Works

Getting a business loan has never been easier. Follow these simple steps to get funded quickly.

01

Apply Online

Fill out our simple online application form in just 5 minutes with basic business details.

02

Get Verified

Our team reviews your application and verifies documents within 24 hours.

03

Receive Offer

Get personalized loan offers with competitive rates tailored to your business needs.

04

Get Funded

Accept the offer and receive funds directly in your business account within 48 hours.

Start Your Application
OUR PRODUCTS

Funding Services

Choose from our range of business financing options designed to meet your specific needs and growth goals.

Most Popular

Unsecured Business Loan

No collateral needed. Quick funding for business expansion, working capital, or any business need.

  • Up to ₹5 Crore
  • 12-60 Months Tenure
  • 12-24% Interest
Apply NowLearn More

Working Capital Loan

Keep your business operations running smoothly with quick access to working capital.

  • Up to ₹2 Crore
  • 6-36 Months Tenure
  • 14-22% Interest
Apply NowLearn More

MSME Loan

Special schemes designed for Micro, Small, and Medium Enterprises with government backing.

  • Up to ₹5 Crore
  • 12-84 Months Tenure
  • 10-18% Interest
Apply NowLearn More

Equipment Financing

Finance your machinery and equipment purchases with flexible repayment options.

  • Up to ₹3 Crore
  • 24-60 Months Tenure
  • 12-20% Interest
Apply NowLearn More

Invoice Financing

Convert your unpaid invoices into immediate cash flow for your business.

  • Up to 90% of Invoice
  • 30-90 Days
  • Quick Disbursement
Apply NowLearn More

Line of Credit

Flexible credit line that you can draw from whenever you need funds.

  • Up to ₹1 Crore
  • Pay Interest Only on Usage
  • Revolving Credit
Apply NowLearn More

Business funding options to keep up the momentum

Don't let capital constraints slow down your business growth. Apply today and get funded within 48 hours.

Apply For Loan Now
REQUIREMENTS

Minimum Qualifications For a Loan

We've kept our eligibility criteria simple so more businesses can access the funding they need. Check if you qualify:

Minimum 1 year in business
Annual turnover of ₹10 Lakhs+
Valid GST registration
Credit score of 650+
Business owner age: 21-65 years
Indian resident with valid KYC

Ready to apply? If you meet these basic requirements, you're likely eligible for a business loan.

Get Started

Documents Required

Keep these documents ready for a faster application process:

1PAN Card & Aadhaar Card
2Business Registration Certificate
3Last 6 months bank statements
4GST Returns (if applicable)
5ITR for last 2 years
6Business address proof

📱 All documents can be uploaded digitally through our secure portal. No physical document submission required.

INDUSTRIES

Industries We Serve

We provide business financing solutions across a wide range of industries. Whatever your sector, we have the right loan for you.

Transportation Industry
Business Services
Construction Industry
Auto Repair Facilities
Medical / Dental
Restaurant Industry
E-Commerce
Retail Brick and Mortar
Non-Profit Organizations

Don't see your industry? Don't worry, we serve many more sectors.

Contact Us to Learn More
TESTIMONIALS

What Our Clients Say

Don't just take our word for it. Here's what business owners across India have to say about their experience with Sky Loan.

"Got funded in 48 hours, no hassle. The process was incredibly smooth and the team was very supportive throughout. Highly recommend Sky Loan for any business funding needs."

RK

Rajesh Kumar

E-commerce Owner

Chennai • ₹25 Lakhs

"The transparent terms and quick approval helped me expand my restaurant business. No hidden charges, exactly what was promised. Great experience!"

PS

Priya Sharma

Restaurant Owner

Mumbai • ₹15 Lakhs

"As an MSME owner, finding unsecured loans was always difficult. Sky Loan made it possible with minimal documentation. Will definitely come back for my next expansion."

MF

Mohammed Faisal

Manufacturing Unit

Coimbatore • ₹1.5 Crore

"Excellent service! The EMI calculator helped me plan my finances, and the actual EMI matched exactly. Professional team and hassle-free process."

AR

Anita Reddy

Medical Store Chain

Hyderabad • ₹40 Lakhs

"Needed urgent working capital for fleet expansion. Sky Loan delivered within 48 hours as promised. The best lending experience I have had."

VS

Vikram Singh

Transport Business

Delhi • ₹75 Lakhs

FAQ

Frequently Asked Questions

Find answers to common questions about our business loan products and process.

Our streamlined process ensures approval within 48 hours for most applications. Once approved, funds are disbursed within 24-48 hours directly to your business bank account. For complete applications with all required documents, you could receive funding in as little as 2 business days.
You will need: PAN Card, Aadhaar Card, Business Registration documents (GST registration, Shop Act license, or incorporation certificate), Last 6 months bank statements, and ITR for the last 2 years. For some loan products, we may require additional documents like business financials or proof of business vintage.
You can get loans up to ₹5 Crore depending on your business profile, turnover, and creditworthiness. The actual loan amount offered will be based on our assessment of your business financials, existing obligations, and repayment capacity. First-time borrowers typically start with lower limits which can be increased over time.
Yes, there is a one-time processing fee ranging from 1% to 3% of the loan amount, depending on the loan product and amount. This fee is deducted at the time of disbursement. There are no hidden charges - all applicable fees are clearly communicated before you accept the loan offer.
Yes, you can prepay or foreclose your loan anytime after 6 months of disbursement. Prepayment charges may apply as per RBI guidelines - typically 2-4% of the outstanding principal for fixed rate loans. Floating rate loans usually have no prepayment charges as per RBI regulations.
Basic eligibility includes: Business vintage of at least 1 year, minimum annual turnover of ₹10 Lakhs, a valid GST registration (for most products), and the business owner should be at least 21 years old. Credit score requirements vary by product but generally a score of 650+ is preferred.
No! Our unsecured business loans do not require any collateral or security. Your business potential and cash flows are your collateral. However, we do require personal guarantee from the business owner/directors. For higher loan amounts (typically above ₹1 Crore), we may ask for additional guarantors.
Our interest rates range from 10% to 24% per annum depending on the loan product, amount, tenure, and your business profile. Interest rates are determined based on factors like credit score, business vintage, turnover, and industry segment. We offer both fixed and reducing balance interest options.

Still have questions?

Our team is here to help you with any queries about our loan products.

Contact Our Team

Ready to Grow Your Business?

Join thousands of entrepreneurs who've already secured funding from Sky Loan. Get collateral-free loans up to ₹5 Crore with 48-hour approval.

Apply NowCall Us: +91 98765 43210
48 hrs
Quick Approval
₹5 Cr
Max Loan Amount
0%
Collateral Required
1000+
Happy Customers
CONTACT US

Have Any Questions?

Get in touch with our team. We're here to help you with your business financing needs.

Business Hours

Mon - Fri: 9:00 AM - 10:00 PM

Sat: 10:00 AM - 10:00 PM

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